Hello Peeps! Yes, you read that title correctly, credit cards being aimed at children! Now I know people can't have credit until they're 18, but the subliminal message that credit is fun, normal and even essential is being rammed into our kids' brains...and I don't like it! I was watching TV the other evening and [...]
Tag: debt
The Overdraft
Morning Peeps! Back to normal after the bank holiday Monday...so I'm sat here with my eyes half closed and a bucket of tea just as if it really was Monday! 😉 I wanted to talk about pennies today, not least because we saved ourselves a few quid yesterday! Mr.B and I have swapped our broadband [...]
A Bad Idea
Morning Peeps! I've been meaning to write this for a month or so, I am really scared and saddened: Since New Year I've seen several new adverts for Guarantor Loans, Payday Lenders and Hire-Purchase companies; while these are nothing new, it bothers me that they're getting smart. I think most of the population is now immune to [...]
The Wisdom of Dickens
Morning my lovely peeps! I started reading the last Anne of Green Gables book last night and the characters (in the midst of war) are talking about carrying on 'business as usual' in spite of the adversities they face. The writer also references Dickens a lot, which I love, so it inspired me to do this. In [...]
A Great Feeling
Morning Peeps! Yesterday we had some unexpected news and I wanted to share it to inspire you: I've talked about our debt journey a lot Why We Have A Budget, Budgeting Basics and Financial Help and Useful Info are just a few examples. In one of my posts I said that the feeling of getting out of debt was worth [...]
Financial Help and Useful Info
Mornin' Y'all! Happy Monday 🙂 Thought I'd share a few financial sites and how they help.....so let's do this. First and foremost if you are in debt and struggling, try these..... National Debtline These people are heroes. They are completely impartial and give you straightforward facts. You can ring and talk to someone (get all your [...]
Guarantor Loans
Big Topic for today, but straightforward advice: Don't do it! This was one of the many (many) stupid financial decisions of our past, we had a loan and it was backed by a family member. (We weren't creditworthy, but they could still offer us money this way, that should've been red flag number 1!) All [...]
I’ve Been Thinking….
"LeFou I'm afraid I've been thinking, a dangerous past time, I know....." (I don't know if I should be quoting bad guys, but there's often a song lyric response to topics, or at least there is in our family....is that normal? I hope not!) Anyway, I was looking for inspiration for today's blog and found [...]