Hi-de-ho Peeps! 6th April marks the start of a new financial/tax year in the UK. Just thought it was a good idea to stop and take stock of our budget, look at how our goals for this calendar year have progressed and obviously, start on the tax return. (Is it sad that I enjoy that? [...]
Hi-de-hi Peeps! April brings the start of the new financial year in England. So Mr.B and I had a good old chat and did some calculating yesterday. The thing with the annual bills (like council tax and water, which have recently arrived) is that the monthly payments are never quite equal... you have to watch out [...]
Fun With Learning
Hey-ho Peeps! Monday means one thing...school. But before you all groan, I've got some ideas here for making learning more fun: Maths Little ones like to pretend by copying adults, so get some toy money and let them set up shop with your tinned goods, toys or just about anything else! Simple money maths, like [...]
Feeling the Financial Pinch?
Hi-de-ho Peeps! Apparently, today is a normal working day...so let's deal with a normal kinda problem; funds. A lot of people will be counting the cost of Christmas and either facing a 5 week month before payday (if they got paid early) or, like us, are waiting for payday to sort it all out for January. [...]
Afternoon Peeps! I'm a bit behind today as we are having a lazy day indoors, to hide from the gale-force winds outside! Mr.B and I were having a nice little chit-chat this morning, part of which was finances. We know we have some changes coming up (ends of contracts etc) and we were looking ahead. [...]
Sometimes we slip up, overspend or have something new that genuinely needs to be added to the budget. So here's some questions to ask yourself before spending your hard-earned dosh..... Is it essential or very important? If no, then wait until your financial freedom improves (save up for it/pay off debt etc.) If yes, then [...]
10 Cheap or Free Ways to Entertain the Kiddos!
I've had a very hectic day, so apologies for the late post: Part of my day was having lovely friends over for lunch, with their 2 smallest munchkins ❤ So it got me thinking..... Free Entertainment for Kids: Look for animals: Whether walking or in a car, look for wildlife, farm animals or even city-dwellers [...]
Big Topic for today, but straightforward advice: Don't do it! This was one of the many (many) stupid financial decisions of our past, we had a loan and it was backed by a family member. (We weren't creditworthy, but they could still offer us money this way, that should've been red flag number 1!) All [...]
Food Budget 101
OK folks, a double-whammy this lovely, wet summer's day: Food and Finance. Before you roll your eyes and run away, remember I'm here to make this easier, not a chore! So here's my top tips for grocery budgeting. Set a time and price: Whether you do your shop daily, weekly or monthly is entirely down [...]
I’ve Been Thinking….
"LeFou I'm afraid I've been thinking, a dangerous past time, I know....." (I don't know if I should be quoting bad guys, but there's often a song lyric response to topics, or at least there is in our family....is that normal? I hope not!) Anyway, I was looking for inspiration for today's blog and found [...]